Cécile Ratcliffe

Cecile Ratcliffe is the CEO of HSBC Continental Europe. HSBC Continental Europe is headquartered in Paris, it covers 11 countries and over 6.000 employees. HSBC Continental Europe’s mission is to serve customers in Europe for their needs worldwide and customers in other Group countries for their needs in Europe. Cecile has over 30 years’ banking experience, having joined Citi in 1993. She served as Citi Chief Country Officer for France and Head of Banking from October 2021, following her role as Head of Markets for France, Belgium and Luxembourg from 2017. In these positions, she led the growth of the Markets franchise and the expansion of Citigroup’s Paris-based Markets team, aligned to the firm’s European operating model post-Brexit. Cecile also brings more than 20 years of corporate banking experience, including as Head of Financial Institutions Corporate Banking in France, and previously served as Citi Country Officer in Belgium.