Chad Ritchie

Chad serves as the Chief Information Officer at Ventura County Credit Union, a progressive financial institution with $1.3 billion in assets and headquartered in Southern California. Previously, Chad was a digital strategist working in the D.C. corridor, helping firms like Johns Hopkins, Northeastern University, and the Society for Neuroscience. Since joining the credit union community in 2015, Chad has been at the forefront of innovation, spearheading transformative initiatives that align with the rapid technological shifts in the financial sector. With his pivotal role in digital transformation—including API-first approaches, generative AI adoption, core migration, and business process automation, Chad's influence transcends traditional banking paradigms. Chad's strategies ensure not just the relevancy but also the disruptive capability of credit unions in today's digital landscape. He is a sought-after speaker at key fintech events like Money 2020, sharing his insights into maintain