Jim Kosinski

As U.S. Chief Risk Officer, Jim is responsible for Enterprise Risk Management of Talcott’s U.S. operations and serves as Head of Financial Risk for the enterprise. He has more than 28 years of insurance experience, and prior to joining Talcott, he held risk roles including VA and FIA risk management, modeling, and hedging at major carriers, as well as actuarial positions in Statutory forecasting, experience analysis, reinsurance administration, and pricing. Jim has a Ph.D. in mathematics from the University of Michigan, is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and holds the Chartered Financial Analyst designation.