Michael Ruttledge

Michael Ruttledge is a senior technology executive at Citizens Financial Group, overseeing the bank’s enterprise technology, cybersecurity and digital transformation initiatives. Since joining Citizens in 2019, he has spearheaded its Next Generation Technology transformation, modernising infrastructure and enhancing digital customer experiences. Previously, he served as Group Chief Information Officer at American Express and brings more than 20 years of financial services technology experience, spanning payments, engineering, risk management and banking. He holds a graduate degree in Information Systems from the University of Brighton in the UK.