Michelle Pray

Michelle Pray is Senior Vice President and Chief Underwriting Officer at Berkley Southwest, a W. R. Berkley Company. She leads underwriting, risk services, and product development across the region, with accountability for profitable growth, underwriting excellence, and strategic transformation. Michelle is known for driving disciplined underwriting strategies while fostering strong agency relationships and a culture of responsiveness. She has been instrumental in advancing segmentation models, enhancing pricing and risk selection, and leveraging technology to improve decision speed and service consistency.