Rainer Olt

At Eesti Pank since 2011, of which 4 years at the European Central Bank. Past working life in retail banking. Today, his teams are responsible for the operator, oversight and catalyst functions in Estonia as well as the coordinator role ensuring continuity of vital payment services at national level in crisis scenarios. Keywords: instant payments, open banking, request to pay / e-invoice payments, non-bank access to payment systems, digital euro, wCBDC, offline payments, resilience and backups, retail payments strategy.