Andres Gutierrez

**Andrés Gutiérrez** is a Colombian serial entrepreneur, Y Combinator alumnus, and Endeavor Entrepreneur with a track record of building and scaling technology companies in Latin America. He co-founded Tappsi in 2011, one of Latin America's pioneering ride-hailing platforms, which expanded across 15 cities in three countries before being acquired by Cabify in 2016. In 2017, Andrés founded **Tpaga**, a Y Combinator-backed fintech focused on democratizing access to financial services. Today, Tpaga serves over 4.5 million users and more than 100 enterprise clients, providing payment infrastructure, digital wallets, merchant acquiring, and embedded financial services. In 2026, Tpaga was partially acquired by Banco Serfinanza, part of Grupo Olímpica, one of Colombia's largest retail groups. This strategic partnership is enabling Tpaga to build a broader financial ecosystem, connecting merchants, consumers, and financial institutions through technology. Andrés is now spearheading Tpaga's nex