Dennis Bertram

Dennis Betram is the Managing Director, Europe, Head of AI Underwriting, and SVP, Head of Cyber, Europe at Mosaic Insurance. A Fellow of the Chartered Insurance Institute, Dennis oversees the operational and regulatory framework of Mosaic’s European hub while driving its regional cyber portfolio. He also leads Mosaic’s global initiatives on the responsible integration of artificial intelligence to optimise risk selection, underwriting accuracy, and claims management. With deep expertise spanning legacy markets and next-generation specialty insurers, Dennis is a prominent industry voice on cyber security frameworks, emerging AI risks, and insurance technology.