Dr. Joanna Michalska

Dr Joanna Michalska is Founder of Ethica Group Ltd and an independent advisor to boards and C-suite leaders on executive authority under automation. With over two decades in global financial services - senior roles at JPMorgan and HSBC, advising on decisions carrying significant financial, legal, and systemic consequence - and a PhD in Enterprise Risk Management, she brings both institutional depth and active research to a question most governance frameworks avoid. Who can actually intervene when an AI system goes wrong - and how fast? As agentic AI embeds into operational decision-making, that question is no longer theoretical. Ethica designs the governance architecture that makes intervention authority real.