Joy Ghose

Joy Ghose is Head of Partnerships and Growth at Tyme Group (GoTyme), based in Hong Kong. He builds partner ecosystems and drives commercial growth in fintech, banking and lending. At Tyme, Joy leads bank and lending partnerships across the region. He works across industries, financial institutions and lending partners to expand distribution, funding and product reach. This includes structuring merchant cash advance deals with merchants and platforms, and building the partner networks that support them. Joy’s career began in hospitality and large-scale attractions. He was on the pre-opening team of Universal Studios Singapore and went on to international sales and marketing at Resorts World Sentosa, and had further stints at Merlin Entertainments and the Hong Kong Tourism Board. He later led global sales and distribution at Klook and partnerships at Headout, helping both build supply and partner networks across Asia Pacific. Joy has worked in 5 different countries, spanning from the USA